Linked Benefit Products

Also called asset based long term care insurance or hybrid policies. These are an alternative to standard long term care insurance.


Annuity with a Long Term Care Rider
There are two types of annuities with long term care benefits, one requires underwriting and one does not. The idea behind this product is to pair the safety and tax-deferred growth of a single premium deferred annuity (SPDA) with long term care (LTC) coverage. With a few simple choices, you can leverage assets to create a larger pool of benefit dollars available for comprehensive long term care.
More about the Annuity/LTC option. --->

Life Insurance with a Long Term Care Rider
Life insurance and long term care benefits in one product, helping you manage your assets now so you can enjoy more financial freedom later. Your premium payment provides a pool of benefit dollars available for long term care for you, or a death benefit for your beneficiaries, or both.
More about the Life/LTC option. --->

Some products allow Qualified (IRA, 401k) money to fund the premium if you are over 59 1/2.
This is a great way to use your IRA 401k to cover future long term care costs.
Check with us if this is available in your state.


Repositioning cash greatly increases funds if long term care is needed.





Q: How do I find out if this is right for me?

A: Thousands of Americans just like you have decided to protect their nest egg. Call us, email us or fill out our online form and one of our licensed specialists will answer all your questions.

Call Toll Free: 1-888-582-2464
or
CLICK HERE TO GET A FREE QUOTE TODAY!

 

Consumer Information:
State Guaranty Association that protects life insurance, ltc insurance, and annuities, up to the state maximum (like FDIC).

 

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